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We're building something amazing. Sprouter Finance will revolutionize how you send money, get paid, and manage your finances.
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Send money. Get paid. Spend anywhere.
Your all-in-one financial hub. Send money fee-free to friends, receive event payouts in 24-72 hours, and spend instantly with your free Sprouter Visa® Debit Card.
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One powerful financial platform
Whether you're sending money to friends or managing event payouts, Sprouter Finance has you covered.
Personal Finance Made Simple
Sign up for free and get a Sprouter Balance account. Send money, pay friends, and spend anywhere Visa is accepted.
- Free Sprouter Balance account — No monthly fees, no minimum balance
- Send money fee-free — Pay any Sprouter user instantly, $0 fees
- Free Visa debit card — Virtual card instantly, physical card free
- Add money easily — Link your bank, use debit card, or direct deposit
- Mobile wallet ready — Apple Pay, Google Pay, Samsung Pay
- FDIC insured* — Up to $250,000 protected
Professional Event Payments
Everything above, plus powerful tools for managing ticket revenue, paying staff, and running your event business.
- 24-72 hour payouts — Get ticket revenue faster than any competitor
- Pay staff instantly — Send payments to workers, DJs, vendors on Sprouter
- Batch payments — Pay multiple people at once after events
- Automatic fund release — Ticket sales flow to your balance post-event
- Spend on event expenses — Use your card for equipment, venues, supplies
- Tax-ready statements — Download 1099s, transaction exports, reports
Apply in minutes, start using today
Getting Sprouter Finance is quick and easy. Complete verification and get instant access.
Create Account
Sign up for Sprouter with your email or social login. It's free to join.
Apply for Finance
Complete identity verification with your name, SSN, and government ID.
Get Approved
Most applications approved instantly. Your accounts are created automatically.
Start Using
Get your virtual card instantly. Add funds and start sending, spending, and receiving.
Send money fee-free
Pay friends, split bills, or send money to anyone on Sprouter—instantly and with zero fees. Just like Cash App or Venmo, but integrated with everything else you do on Sprouter.
- Instant transfers — Money arrives immediately in their Sprouter Balance
- Send by username — Find anyone with their @handle, email, or phone
- Request money — Send payment requests with a note or invoice
- Add a note — Include messages, emojis, or payment descriptions
Send Money
Free Sprouter Visa® Debit Card
Spend your balance anywhere Visa is accepted—online, in-store, or at ATMs. Get a virtual card instantly and a physical card delivered free.
- Virtual card instantly — Start shopping online within minutes of approval
- Physical card free — Custom Sprouter-branded card, ships in 5-7 days
- Mobile wallet — Add to Apple Pay, Google Pay, or Samsung Pay
- Free ATM access — No fees at in-network ATMs nationwide
- Card controls — Lock/unlock, spending limits, real-time alerts
Multiple ways to move money
Add funds to your account and transfer money out whenever you need it. Free standard transfers, or pay a small fee for same-day and instant options.
- Link any bank — Connect checking or savings accounts securely
- Direct deposit — Get paychecks deposited directly, free
- Instant add money — Use debit card for immediate funds (1.5% fee)
- Scheduled transfers — Set up recurring transfers to/from your bank
The fastest way to get paid for events
Sprouter Finance was built with event organizers in mind. Receive ticket revenue in 24-72 hours, pay your team instantly, and manage all your event finances in one place.
Learn About Event TicketingAutomatic Fund Release
Ticket revenue automatically flows to your Sprouter Balance 24-72 hours after your event ends. No manual requests needed.
Pay Staff Instantly
Send payments to DJs, security, bartenders, and vendors on Sprouter—instantly and with zero fees.
Batch Payments
Pay multiple staff members at once after an event. Upload a list or select from your contacts.
Spend on Expenses
Use your Sprouter Card to pay for venues, equipment rentals, decorations, and supplies directly from your balance.
Earnings Dashboard
See revenue by event, track pending vs. available funds, and understand exactly where your money is at all times.
Tax-Ready Exports
Download 1099 forms, transaction history, and financial statements for easy tax filing and bookkeeping.
Simple, fair fees
No hidden charges. No monthly fees. Just straightforward pricing for when you need premium features.
Your money is protected
Sprouter Finance is built on enterprise-grade infrastructure with multiple layers of protection.
FDIC Insured*
Deposits are eligible for FDIC pass-through insurance up to $250,000.
256-bit Encryption
All data is encrypted at rest and in transit using bank-grade encryption.
Fraud Protection
Real-time monitoring and AI-powered fraud detection protects every transaction.
PCI Compliant
Level 1 PCI DSS compliance for the highest standard of payment security.
Ready to get started?
Apply for Sprouter Finance today. It takes just a few minutes, and most applications are approved instantly.
Important Disclosure: Sprouter is a financial technology company, not a bank. Banking services are provided by Wells Fargo Bank, N.A., Member FDIC. The Sprouter Visa® Debit Card is issued by Wells Fargo Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. *Deposits may be eligible for FDIC pass-through insurance up to $250,000 per depositor, per insured bank, per ownership category, subject to certain conditions. FDIC insurance protects against bank failure only and does not protect against losses from platform issues, unauthorized transactions, or chargebacks.
