Lower Fees, Faster Payouts, & Debit Cards

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Sprouter isn’t just a marketing tool — it’s fintech infrastructure built into a marketing ecosystem. At its core, Sprouter enables businesses to collect, store, and move money directly within the same platform they use for engagement and analytics. Through partnerships and its money transfer license, Sprouter powers digital wallets, instant payouts, event ticketing transactions, and merchant onboarding — all with full compliance and financial controls.

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1. Deposit accounts provided by Wells Fargo Bank, N.A., Member FDIC
   • Each organizer receives a dedicated sub-account under Sprouter’s FBO structure.
   • Funds settle directly here, with immediate visibility in dashboards.‍
   • Hold event proceeds securely with eligible FDIC pass-through insurance.
2. ‍Instant Fund Access
   • Same-day access via ACH, debit card, or internal transfer.
   • No waiting for post-event payouts (unless risk reserves apply).
3. Organizer Debit Cards
   • Virtual or physical debit cards tied to event proceeds.
   • Spend directly on vendors, ads, or supplies.
4. Flexible Money Movement
   • ACH, wire, check, and intra-platform book transfers.
   • Rolling or scheduled payouts to external bank accounts.
5. Refunds & Chargebacks
   • Pre-event refunds supported seamlessly.
   • Disputes debit reserves first, with automated controls.
6. Advanced Controls & Compliance
   • KYC/KYB for all organizers.
   • Automated reserves and negative balance safeguards.
   • Webhooks for real-time payout and transaction tracking.

Sprouter is a financial technology company, not a bank. Banking services are provided by Wells Fargo Bank, N.A., Member FDIC. The Sprouter Visa® Debit Card is issued by Wells Fargo Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. FDIC insurance applies to eligible balances in the event of bank failure and does not protect against losses from platform outages, event disputes, or unauthorized transactions.

Eligible balances may qualify for FDIC pass-through insurance up to $250,000 per depositor, per insured bank, per ownership category. FDIC insurance protects against bank failure only and does not protect against losses from event disputes, refunds, platform issues, or unauthorized transactions.

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Sprouter is both an EventTech and a FinTech platform — allowing organizers not only to sell and manage tickets, but also to bank, move, and spend event revenue instantly.